HackensackUMC Benefits Overview

Hackensack University Medical Center understands that taking the best care of our patients starts with making sure you're well taken care of yourself. That's why we offer you a flexible, comprehensive range of benefits packages to meet your personal and professional needs.


Advantage Health Plan - An open access Point of Service Plan with three tiers of benefits. There are more than 780 participating physicians in the Inner Circle Network including 100 NJ hospitals and over 20,000 providers participating in the QualCare Network.
Delta Dental of New Jersey Dental Plan - There are four different tiers in the Delta Dental Plan. Most basic dental work such as fillings, extractions, root canals, periodontal, crowns and bridgework are covered at 80 percent.
Prescription Coverage - The Plaza Retail Pharmacy on-site at Hackensack Medical Center offers a 90 day supply of medication. It's the only retail pharmacy that allows you to fill a three month supply. You may also purchase your prescription drugs through Medco mail order or 60,000 participating chain and independent pharmacies.
Vision Plan - Offered through Vision Service Plan, benefit-eligible employees can receive a yearly eye exam for a co-pay of $15 at participating optometrist or ophthalmologists in network, a $30 co-pay toward the frames of your choice up to $130 plus 20 percent off any out-of-pocket costs, or a $120 allowance toward the lenses and the fitting and evaluation exam for contact lens.
Basic Group Life - All full-time benefit eligible employees are entitled to 1x their base annual salary rounded to the higher thousand at no cost to you.

MyTime Paid Time Off (PTO):

Vacation Plan - The HackensackUMC Paid Time Off Program (PTO) offers benefit-eligible employees more flexibility in managing their time off and rewards employees who use their benefit time effectively. PTO consists of three banks, Paid Time Off (PT), Extended Illness Bank (EIB), and a Historical Illness Bank (HIB for benefit-eligible employees hired prior to 7/1/95). In the pay period following 90 days of employment, you will begin to accrue PTO time on a pay period basis based on your job and your benefit-eligible service. PTO time is pro-rated during your first year of hire.
Sick Time - You will begin to accrue 1.5385 sick hours per pay period for full-time employees up to a maximum of 400 sick hours in your EIB Bank. Part-time employees accrue .7692 sick hours per pay period up to a maximum of 200 sick hours in your EIB Bank. The EIB Bank is automatically carried over each year.
Holiday Time - Employees receive six paid holidays. They are New Years Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day.

Flexible Spending Account - Health Care - Set aside up to $5,000 tax-free dollars to pay for eligible health care expenses that are not covered such as co-payments, deductibles, prescriptions, dental work, vision care and certain over-the-counter items. Dependent Care - Set aside up to $5,000 in a pre-tax dollar account for payments to a qualified dependent care program.
Retirement Savings Plan (401a) - Under the Retirement Savings Plan, you are eligible to participate in the 401(a) Plan, the first of the month beginning on or after your completion of an eligibility year of service. Once you are a plan participant, you will receive an automatic HackensackUMC contribution of 2% of your plan compensation each year, provided you work 1,000 hours in the plan year and are employed on December 31st of that year.
Voluntary 403b Retirement Savings Plan (Auto enrolled) - You will be eligible to receive a HackensackUMC matching contribution on a portion of your salary deferral contributions you make to the Retirement Savings Plan. In your first 5 years of employment, HackensackUMC will match 50% of the first 3% that you contribute to the 403(b) each pay period. Employees hired after 9/1/2011 will be automatically enrolled in the 403(b) Retirement Savings Plan with a 2% contribution amount. Employees can opt out or increase his/her contribution amount at any time.
Group Sponsored Enhanced Short Term Disability Plan (Hartford) - Paid by HackensackUMC. Provides benefit-eligible employees with a salary above $44,700 (State mandated) to receive 66% of their salary with no maximum cap for up to 6 months while on a leave of absence.
Privatized Temporary Disability Plan (Hartford) - Pays up to 2/3 of their gross salary to a maximum weekly benefit mandated by the State of New Jersey, payable for up to 26 weeks.
Group Long Term Disability Plan (Hartford) - Provides employer-paid group long term disability plan. Eligible employees receive 50% of their salary up to $5,000 per month following a 180 day elimination period. HackensackUMC will impute the income making your benefit tax free. Employees are covered to age 65 or Social Security Retirement Age.
Workers' Compensation - Provides you with protection for loss of income and medical expenses when on-the-job accidents or injuries occur.
Voluntary Critical Illness Insurance (Allstate) - Pays a lump sum benefit upon initial diagnosis of a covered critical illness, including Heart Attack, Stroke, Cancer, Occupational HIV and others. Benefits payable for multiple events and plan includes Wellness Benefit.
Voluntary Accident Insurance (Allstate) - On-the-job or off-the-job coverage for accidental injuries with benefits paid directly to employee (unless assigned). Includes Outpatient Physicians Treatment Benefits for visits to any doctor outside of a hospital, for any reason.
Voluntary Group Universal Life Insurance (Allstate) - Provides a lump-sum cash benefit upon your death for up to $150,000 of coverage with no health questions asked during initial enrollment period, or $250,000 with health questions to answer.
Tuition Assistance Program - The tuition program provides financial assistance for hospital work-related courses. Reimbursement is for tuition only up to the current IRS limits. For full-time employees, the limits are $4,250 for undergraduate and $5,250 for graduate studies. Part-time employees have limits of $2,125 for undergraduate and $2,650 for graduate studies.
529 College Savings Program - A college savings program that allows you to save for your children's college expenses offered through the convenience of payroll deduction. Distributions for qualified education expenses are tax free.
Met Life Auto & Home Insurance - Provides employees with auto and home insurance at special group rates and discounts up to 10 percent.
Met Life Pet Insurance - Insurance to help you handle the ever-increasing costs of caring for your pet when they are ill.
NJ Manufacturers Home & Auto Insurance - Offers competitive rates and discounts provided each year on your policy renewal date.
Computer Purchasing Program - Allows employees to purchase new computers regardless of credit status with the convenience of payroll deduction over a 12 month period. Certain eligibility requirements must be satisfied to enroll.
Vacation Purchasing Program - Genesis Travel Benefits offers employees discounted rates on-line deals on cruise and vacation packages throughout Europe, Florida, and the Caribbean. This program allows you to pay by credit card or finance by payroll deduction.
LegalEase Insurance Services Plan - For a small monthly fee, employees have the option to purchase a wide variety of legal services such as will and estate planning, real estate closings, family law, financial protection, litigation, and trial defense.
U.S. Savings Bonds - Savings by payroll deductions to purchase EE series bonds.
Greater Alliance Federal Credit Union - Provides many savings and loan programs as well as holiday and vacation clubs.
Employee Assistance Program - All employees and members of household may utilize this free benefit. Professional counseling and referral services are available to help you with a wide range of personal concerns.
A Culture of Health and Wellness - A strategic priority for HackensackUMC is to build a culture of health and wellness and to engage employees in managing their health. We partnered with QualCare to design "A Healthier You" Wellness Program. Employees can take a WebMD Health Risk Assessment on-line and are rewarded for maintaining healthier lifestyles.



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